According to federal statistics, about 8 Americans are killed and another 1,161 are injured in crashes that are reported to involve a distracted driver each day. Distracted driving is an epidemic that has affected thousands of people so far and it is poised to affect many millions more.
NBC News has reported that the average car insurance policy has jumped 16% to $926 since 2011and insurers say its all because of the increase in accidents caused by drivers who are distracted by their smartphones while behind the wheel.
And if you're thinking teenagers deserve all the blame, you're wrong. State Farm says 36 percent of all drivers text and drive.
Check out the video below for a full explanation about how distracted driving is affecting consumers and for tips about what drivers can do to keep their auto insurance rates down.