From buying a car to getting a job, your credit score can affect much of your life. But even though Americans can access their credit reports for free every 12 months, most don't. According to a 2015 survey by the National Foundation for Credit Counseling, nearly two in three adults haven't reviewed their...
Consumer Fraud Forum Blog
Two of the nation’s largest credit reporting bureaus have been charged with misleading consumers about their credit scores. According to the Consumer Financial Protection Bureau, TransUnion and Equifax deceived consumers about the usefulness and cost of credit scores and other credit-related products and...
You’d be hard pressed to go shopping and not be offered one: a store credit card. Outlets from Home Depot to Best Buy to Target to the Gap all have them and will offer them to consumers every time they make a purchase.
If you don't fully understand what affects your credit score, you're not alone. According to a survey by Nerd Wallet earlier this year, it's clear that most Americans are pretty clueless when it comes to the basics about credit scores and credit cards.
Are you confused about the basics behind your credit score? Well, a new survey by credit bureau TransUnion says you’re not alone.
If you credit is less than golden, there are ways to repair it, but hiring a credit repair company isn’t one of them. More often than not, companies that promise new credit identities are just scammers selling stolen Social Security numbers and if you use one of those numbers, you are complicit in their...
As John Oliver recently pointed out on HBO's Last Week Tonight, your credit score may be the most important three-digit number in your entire life. Not only can it affect your ability to get a loan, but it can keep you from getting an apartment or even a job.
Not quite yet, but the time is probably coming soon. The Financial Times published a story explaining that FICO is looking into other ways to determine consumers' creditworthiness. One of the criteria they're looking at is Facebook profiles.
According to a new survey from bankrate.com, most Americans are operating under some serious fallacies when it comes to their credit scores and what affects them. The fact that most of the answers are not black and white can be very confusing, despite the amount of information available.