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Consumer fraud impacts everyone — both directly and indirectly. Sellers regularly mislead the consuming public, and most consumers mistakenly believe there is little or nothing they can do after having been taken advantage of by common consumer frauds.

Common Consumer Frauds

  • Foreclosures
  • Predatory lending
  • Unfair and illegal collection practices
  • Internet scams
  • Identity theft
  • Insurance scams
  • Investment scams
  • Unscrupulous car dealers
  • Fraudulent home improvement contractors
  • Telemarketers
  • Financial "advisors"
  • Unfair banking practices
  • "Alternative medicine" providers
  • Sweepstakes and contest promoters
  • Mortgage scams
  • Work-from-home businesses

In New Jersey, if a consumer has been misled, then you have a viable lawsuit. Under the New Jersey Consumer Fraud Act, it is not necessary to prove that a seller or advertiser intended to mislead a consumer.